We are about to start the process of buying a house and so knowing our credit score is very important so we can get it as high as possible to lower what our interest rate is going to be. Tracking our credit scores is something that we have always done because Tom and his dad have the same first name and last name and we have run into mixups with bill companies confusing the two – so for us tracking it has always been something we have done.
Even if you are not in the process of buying a house or have issues with the same name as someone else that could cause mix ups knowing what your credit score is is important. Your credit score is what is looked at for everything from getting a car loan to getting a credit card and it is important for you to catch any mistakes ahead of time because it can cause a lot of issues if there is a mistake on your credit. – we have had to do it and it made us miss out on getting a car we wanted – NOT Fun!
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