We all know saving money and being smart with our money is important, but we tend to forget that is not the only thing we need to make sure we are good with financially and sometimes we just do not know about it. Hubby and I have been there when we first got married thinking ok we are paying our bills we are good but we neglected to check out our credit scores and when we went to get a loan to get another car (because we only had one for a long time) our credit was shot. Hubby’s student loan company was marking it that we were not paying when we were! That was a huge fiasco, that entailed many hours on the phone with the creditors and the loan company, had we regularly checked our credit scores we would have known months previous that it was happening and been able to save ourselves a lot of time and stress. We learned from that experience that even though we are paying everything on time that we do need to watch and make sure that our credit report is correct.
Credit Karma is a credit check service that will make it so you can check your credit score for free. You can see how the different things on your credit affect your credit score and check to make sure all your stuff is in order. Knowing ahead of time about a credit problem is much better then finding out when you are about to make a purchase that you need them to check your credit score!
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