We have been using UPromise for years, it was one of the first things I did when I found out I was pregnant with my oldest. When we got pregant the budget was tight but we still wanted to plan for our children’s future. It is hard to pull money and put it away for college for the kids when you are on a tight budget, so we signed up for UPromise to help kick start the kid’s college funds! It is easy to do, and free to sign up. After signing up you just add your store cards to your account and each month they come out with new “coupons” and you activate the ones you will use. When you purchase the item you have a “coupon” for that money gets deposited into your UPromise account and saved for when you need to use it for when you kids go to college. You can set it up so it evenly divides the money that is put into the account among your children. But it gets even better then that because your family(like the kid’s grandparents) can help out to, add their store card numbers to the account and they can help build your child’s college fund too! There are also certain restaurants that you get money back from into the account just for using the credit or debit card that you put on the account! So it is an easy way to not even put out extra money but you can still help grow your children’s college funds!!