Preheat oven to 375 and grease 9x13 baking dish and set aside.

Dice the onion and green bell pepper and set aside.

In a small bowl mix the cream cheese spread, 2 tablespoons of milk, and 2 tablespoons taco seasoning and set aside.

In a large skillet over medium high heat, brown the ground beef with the diced onions and diced bell pepper.

Once the meat is cooked, add 3 tablespoons taco seasoning, the refried beans, tomato sauce, and 1 cup of the cream cheese and taco seasoning mixture.

Pour the mixture into greased 9x13 baking dish.

Mix the sour cream and remaining cream cheese and taco seasoning mixture and spread on top.

Drain the diced tomatoes and distribute evenly on top. Top with the shredded Mexican blend cheese.

Bake at 375 for 20-25 mins covered. Uncover and let cook for about 5-10 minutes.